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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,320 | $93,617+29.6% | $135,982-10.8% | $75,177+61.4% |
| Participation rate | 98.3% | 75.2%+23.1pp | 81.9%+16.4pp | 67.2%+31.1pp |
| Annual return | 7.46% | 30.89%-23.4pp | 68.32%-60.9pp | 160.75%-153.3pp |
| Employer contribution / active EE | $3,470 | $3,538-1.9% | $4,859-28.6% | $2,671+29.9% |
| Participant deferral / active EE | $8,625 | $6,406+34.6% | $7,760+11.1% | $4,126+109.0% |
| Admin fee / account holder | $29,602 | $6,980+324.1% | $10,767+174.9% | $5,651+423.8% |