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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $52,424 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $25,527 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO LLC DBA CR Service code 27 5454 110TH ST · OVERLAND PARK, KS 66211 | Advisory (Plan) | $22,500 |
CREATIVE PLANNING LLC1 year Service code 27 5440 W 110TH ST STE 102 · OVERLAND PARK, KS 66211 | Advisory (Plan) | $22,500 |
PLANTE & MORAN, PLLC4 years Filed as: PLANTE AND MORAN Service code 99 16060 COLLECTIONS CENTER DRIVE · CHICAGO, IL 60693 | Other Fees | $18,500 |
LOCKTON INVESTMENT ADVISORS, LLC8+ years Service code 27 444 W 47TH ST STE 900 · KANSAS CITY, MO 64112 | Advisory (Plan) | $10,833 |
BRYAN CAVE LLP5 years Service code 29 PO BOX 503089 · ST. LOUIS, MO 631503089 | Legal | $7,111 |
TD AMERITRADE, INC.8+ years Service code 33 200 S. 108TH AVENUE · OMAHA, NE 68154 | Securities brokerage | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,673 | $72,303+25.4% | $86,691+4.6% | $64,814+39.9% |
| Participation rate | 95.1% | 80.4%+14.7pp | 76.6%+18.6pp | 71.5%+23.7pp |
| Annual return | -18.03% | 392.77%-410.8pp | 35.94%-54.0pp | 32.84%-50.9pp |
| Employer contribution / active EE | $2,125 | $2,393-11.2% | $2,837-25.1% | $2,507-15.2% |
| Participant deferral / active EE | $9,788 | $4,660+110.1% | $4,656+110.2% | $4,310+127.1% |
| Admin fee / account holder | $367 | $174+111.1% | $7,492-95.1% | $188+95.6% |