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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,977 | $52,279-35.0% | $89,435-62.0% | $79,856-57.5% |
| Participation rate | 54.3% | 57.5%-3.2pp | 68.0%-13.6pp | 69.6%-15.3pp |
| Annual return | 21.65% | 22.16%-0.5pp | 245.55%-223.9pp | 31.71%-10.1pp |
| Employer contribution / active EE | $640 | $1,572-59.3% | $2,587-75.3% | $2,471-74.1% |
| Participant deferral / active EE | $1,649 | $2,740-39.8% | $3,890-57.6% | $3,741-55.9% |
| Admin fee / account holder | $2,167 | $3,356-35.4% | $4,884-55.6% | $5,306-59.2% |