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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,743 | $48,046-50.6% | $84,610-71.9% | $72,986-67.5% |
| Participation rate | 51.7% | 57.6%-5.9pp | 68.2%-16.6pp | 69.5%-17.8pp |
| Annual return | 18.31% | 37.38%-19.1pp | 258.74%-240.4pp | 81.01%-62.7pp |
| Employer contribution / active EE | $399 | $1,602-75.1% | $2,652-85.0% | $2,440-83.7% |
| Participant deferral / active EE | $1,387 | $2,680-48.3% | $3,899-64.4% | $3,607-61.6% |
| Admin fee / account holder | $678 | $3,395-80.0% | $4,912-86.2% | $5,124-86.8% |