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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,754 | $42,383-65.2% | $76,518-80.7% | $64,173-77.0% |
| Participation rate | 56.6% | 58.1%-1.5pp | 68.0%-11.4pp | 69.6%-13.0pp |
| Annual return | -7.67% | -16.54%+8.9pp | -0.27%-7.4pp | 7.63%-15.3pp |
| Employer contribution / active EE | $513 | $1,563-67.2% | $2,647-80.6% | $2,381-78.4% |
| Participant deferral / active EE | $1,905 | $2,566-25.8% | $3,836-50.3% | $3,470-45.1% |
| Admin fee / account holder | $1,367 | $3,198-57.3% | $4,849-71.8% | $4,887-72.0% |