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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,954 | $56,134-50.2% | $96,192-70.9% | $85,851-67.4% |
| Participation rate | 100.0% | 56.7%+43.3pp | 68.4%+31.6pp | 69.3%+30.7pp |
| Annual return | -6.01% | 42.30%-48.3pp | 192.09%-198.1pp | 318.63%-324.6pp |
| Employer contribution / active EE | $892 | $1,620-45.0% | $2,799-68.2% | $2,565-65.2% |
| Participant deferral / active EE | $2,577 | $2,858-9.8% | $4,351-40.8% | $3,952-34.8% |
| Admin fee / account holder | $1,907 | $3,769-49.4% | $5,539-65.6% | $6,261-69.5% |