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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,377 | $102,429+207.9% | $147,096+114.4% | $80,925+289.7% |
| Participation rate | 87.0% | 75.9%+11.1pp | 82.2%+4.8pp | 67.7%+19.3pp |
| Annual return | 17.08% | 135.02%-117.9pp | 419.75%-402.7pp | 35.65%-18.6pp |
| Employer contribution / active EE | $4,695 | $3,716+26.4% | $4,936-4.9% | $2,756+70.3% |
| Participant deferral / active EE | $13,094 | $6,649+96.9% | $8,071+62.2% | $4,299+204.6% |
| Admin fee / account holder | $27,198 | $7,957+241.8% | $13,005+109.1% | $6,940+291.9% |