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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,377 | $102,393+208.0% | $147,041+114.5% | $80,911+289.8% |
| Participation rate | 87.0% | 75.9%+11.1pp | 82.2%+4.8pp | 67.6%+19.3pp |
| Annual return | 17.08% | 134.95%-117.9pp | 419.21%-402.1pp | 35.63%-18.5pp |
| Employer contribution / active EE | $4,695 | $3,715+26.4% | $4,935-4.9% | $2,756+70.4% |
| Participant deferral / active EE | $13,094 | $6,647+97.0% | $8,071+62.2% | $4,297+204.7% |
| Admin fee / account holder | $27,198 | $7,943+242.4% | $13,006+109.1% | $6,935+292.2% |