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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,253 | $98,776+156.4% | $149,745+69.1% | $79,856+217.1% |
| Participation rate | 95.2% | 75.8%+19.4pp | 82.5%+12.8pp | 69.6%+25.6pp |
| Annual return | 13.50% | 27.38%-13.9pp | 276.72%-263.2pp | 31.71%-18.2pp |
| Employer contribution / active EE | $5,458 | $3,217+69.6% | $4,646+17.5% | $2,471+120.8% |
| Participant deferral / active EE | $9,938 | $5,681+74.9% | $6,843+45.2% | $3,741+165.7% |
| Admin fee / account holder | $38,086 | $6,053+529.2% | $9,312+309.0% | $5,306+617.7% |