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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,054 | $93,589+199.2% | $135,942+106.0% | $75,181+272.5% |
| Participation rate | 82.0% | 75.2%+6.8pp | 81.9%+0.1pp | 67.2%+14.8pp |
| Annual return | 22.12% | 30.90%-8.8pp | 68.28%-46.2pp | 160.69%-138.6pp |
| Employer contribution / active EE | $5,853 | $3,537+65.4% | $4,858+20.5% | $2,671+119.2% |
| Participant deferral / active EE | $12,977 | $6,405+102.6% | $7,759+67.3% | $4,126+214.5% |
| Admin fee / account holder | $11,600 | $6,977+66.2% | $10,764+7.8% | $5,650+105.3% |