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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,016 | $82,674+191.5% | $125,381+92.2% | $68,486+251.9% |
| Participation rate | 92.3% | 75.1%+17.3pp | 82.4%+9.9pp | 67.9%+24.4pp |
| Annual return | -20.21% | -5.97%-14.2pp | 572.31%-592.5pp | -7.85%-12.4pp |
| Employer contribution / active EE | $4,829 | $3,382+42.8% | $4,815+0.3% | $2,597+86.0% |
| Participant deferral / active EE | $10,814 | $6,111+77.0% | $7,448+45.2% | $4,028+168.5% |
| Admin fee / account holder | $37,880 | $6,277+503.5% | $10,007+278.5% | $5,404+601.0% |