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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,679 | $183,627-88.2% | $155,602-86.1% | $145,978-85.1% |
| Participation rate | 87.0% | 82.7%+4.3pp | 78.2%+8.8pp | 80.3%+6.7pp |
| Annual return | 9.22% | 61.32%-52.1pp | 64.81%-55.6pp | 550.52%-541.3pp |
| Employer contribution / active EE | $1,356 | $5,316-74.5% | $4,675-71.0% | $4,662-70.9% |
| Participant deferral / active EE | $3,272 | $6,466-49.4% | $5,629-41.9% | $6,690-51.1% |
| Admin fee / account holder | $2,636 | $19,327-86.4% | $15,923-83.4% | $13,400-80.3% |