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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,153 | $175,257-92.5% | $149,717-91.2% | $139,456-90.6% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 15.19% | 166.70%-151.5pp | 134.41%-119.2pp | 373.45%-358.3pp |
| Employer contribution / active EE | $1,214 | $5,477-77.8% | $4,820-74.8% | $4,753-74.4% |
| Participant deferral / active EE | $3,211 | $6,521-50.8% | $5,682-43.5% | $6,711-52.2% |
| Admin fee / account holder | $1,466 | $16,156-90.9% | $13,213-88.9% | $11,407-87.2% |