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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,163 | $167,362-93.3% | $143,799-92.2% | $134,532-91.7% |
| Participation rate | 94.4% | 84.8%+9.6pp | 80.3%+14.1pp | 81.2%+13.2pp |
| Annual return | -13.48% | 0.47%-14.0pp | -0.04%-13.4pp | 418.27%-431.7pp |
| Employer contribution / active EE | $1,571 | $5,620-72.0% | $4,952-68.3% | $4,741-66.9% |
| Participant deferral / active EE | $3,791 | $6,447-41.2% | $5,638-32.8% | $6,401-40.8% |
| Admin fee / account holder | $777 | $18,094-95.7% | $14,677-94.7% | $11,429-93.2% |