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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,244 | $209,847-28.9% | $189,520-21.3% | $167,518-10.9% |
| Participation rate | 83.3% | 88.7%-5.3pp | 87.8%-4.5pp | 82.1%+1.2pp |
| Annual return | 17.37% | 748.45%-731.1pp | 555.25%-537.9pp | 478.71%-461.3pp |
| Employer contribution / active EE | -$1,446 | $6,913-120.9% | $6,161-123.5% | $4,838-129.9% |
| Participant deferral / active EE | $9,001 | $8,934+0.8% | $8,220+9.5% | $6,342+41.9% |
| Admin fee / account holder | $840 | $14,295-94.1% | $12,046-93.0% | $12,312-93.2% |