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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,377 | $201,344-28.8% | $184,243-22.2% | $145,877-1.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.01% | 29.01%-14.0pp | 28.82%-13.8pp | 551.28%-536.3pp |
| Employer contribution / active EE | $3,493 | $7,022-50.3% | $6,427-45.7% | $4,663-25.1% |
| Participant deferral / active EE | $11,519 | $9,807+17.5% | $9,132+26.1% | $6,691+72.2% |
| Admin fee / account holder | $457 | $16,382-97.2% | $13,914-96.7% | $13,402-96.6% |