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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,871 | $185,883-38.2% | $170,043-32.4% | $139,466-17.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 20.19% | 60.54%-40.4pp | 53.40%-33.2pp | 373.66%-353.5pp |
| Employer contribution / active EE | $3,356 | $7,596-55.8% | $6,790-50.6% | $4,754-29.4% |
| Participant deferral / active EE | $10,327 | $11,626-11.2% | $10,410-0.8% | $6,712+53.9% |
| Admin fee / account holder | $330 | $15,393-97.9% | $12,824-97.4% | $11,409-97.1% |