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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,427 | $223,823-19.4% | $211,142-14.5% | $154,746+16.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 18.85% | 50.39%-31.5pp | 46.84%-28.0pp | 172.34%-153.5pp |
| Employer contribution / active EE | $3,873 | $6,787-42.9% | $6,442-39.9% | $4,379-11.6% |
| Participant deferral / active EE | $12,464 | $9,750+27.8% | $9,284+34.3% | $6,730+85.2% |
| Admin fee / account holder | $2,839 | $19,707-85.6% | $19,076-85.1% | $14,365-80.2% |