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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,292 | $81,331-14.8% | $155,534-55.4% | $80,935-14.4% |
| Participation rate | 91.7% | 66.3%+25.4pp | 78.2%+13.4pp | 67.7%+24.0pp |
| Annual return | 17.37% | 33.37%-16.0pp | 64.92%-47.6pp | 35.66%-18.3pp |
| Employer contribution / active EE | $8,008 | $3,105+157.9% | $4,675+71.3% | $2,757+190.5% |
| Participant deferral / active EE | $12,551 | $3,454+263.4% | $5,630+122.9% | $4,299+191.9% |
| Admin fee / account holder | $11,025 | $7,999+37.8% | $15,900-30.7% | $6,924+59.2% |