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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,057 | $95,383-30.7% | $185,837-64.5% | $85,856-23.1% |
| Participation rate | 93.8% | 68.8%+25.0pp | 81.7%+12.0pp | 69.3%+24.4pp |
| Annual return | 129.50% | 23.59%+105.9pp | 122.08%+7.4pp | 318.58%-189.1pp |
| Employer contribution / active EE | $4,267 | $3,313+28.8% | $5,168-17.4% | $2,565+66.3% |
| Participant deferral / active EE | $16,356 | $3,423+377.8% | $5,568+193.7% | $3,952+313.9% |
| Admin fee / account holder | $1,764 | $7,213-75.5% | $16,241-89.1% | $6,261-71.8% |