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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,292 | $81,276-14.7% | $155,574-55.5% | $80,925-14.4% |
| Participation rate | 91.7% | 66.2%+25.4pp | 78.2%+13.5pp | 67.7%+24.0pp |
| Annual return | 17.37% | 33.36%-16.0pp | 64.87%-47.5pp | 35.65%-18.3pp |
| Employer contribution / active EE | $8,008 | $3,103+158.1% | $4,676+71.3% | $2,756+190.6% |
| Participant deferral / active EE | $12,551 | $3,453+263.5% | $5,629+123.0% | $4,299+192.0% |
| Admin fee / account holder | $11,025 | $7,993+37.9% | $15,914-30.7% | $6,940+58.9% |