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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,353 | $102,393+4.8% | $147,041-27.0% | $80,911+32.7% |
| Participation rate | 96.8% | 75.9%+20.9pp | 82.2%+14.6pp | 67.6%+29.1pp |
| Annual return | 16.08% | 134.95%-118.9pp | 419.21%-403.1pp | 35.63%-19.6pp |
| Employer contribution / active EE | $15,112 | $3,715+306.8% | $4,935+206.2% | $2,756+448.4% |
| Participant deferral / active EE | $19,976 | $6,647+200.5% | $8,071+147.5% | $4,297+364.9% |
| Admin fee / account holder | $12,774 | $7,943+60.8% | $13,006-1.8% | $6,935+84.2% |