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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,687 | $93,598-23.4% | $135,974-47.3% | $75,173-4.6% |
| Participation rate | 96.4% | 75.2%+21.2pp | 81.9%+14.5pp | 67.2%+29.2pp |
| Annual return | 31.52% | 30.89%+0.6pp | 68.30%-36.8pp | 160.72%-129.2pp |
| Employer contribution / active EE | $14,942 | $3,538+322.3% | $4,859+207.5% | $2,671+459.4% |
| Participant deferral / active EE | $19,651 | $6,405+206.8% | $7,760+153.2% | $4,126+376.2% |
| Admin fee / account holder | $13,611 | $6,978+95.1% | $10,767+26.4% | $5,651+140.9% |