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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,545 | $176,077-78.1% | $159,455-75.8% | $167,518-77.0% |
| Participation rate | 82.6% | 84.9%-2.3pp | 82.8%-0.2pp | 82.1%+0.5pp |
| Annual return | 47.07% | 331.83%-284.8pp | 263.63%-216.6pp | 478.71%-431.6pp |
| Employer contribution / active EE | $8,327 | $5,298+57.2% | $4,830+72.4% | $4,838+72.1% |
| Participant deferral / active EE | $10,245 | $7,751+32.2% | $7,353+39.3% | $6,342+61.5% |
| Admin fee / account holder | $1,704 | $12,556-86.4% | $10,800-84.2% | $12,312-86.2% |