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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,548 | $82,674-37.6% | $125,381-58.9% | $68,486-24.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -5.80% | -5.97%+0.2pp | 572.31%-578.1pp | -7.85%+2.1pp |
| Employer contribution / active EE | $13,475 | $3,382+298.5% | $4,815+179.8% | $2,597+419.0% |
| Participant deferral / active EE | $17,204 | $6,111+181.5% | $7,448+131.0% | $4,028+327.2% |
| Admin fee / account holder | $6,005 | $6,277-4.3% | $10,007-40.0% | $5,404+11.1% |