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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,098 | $162,821-77.8% | $133,978-73.1% | $158,982-77.3% |
| Participation rate | 81.8% | 83.2%-1.4pp | 79.8%+2.0pp | 82.0%-0.1pp |
| Annual return | 17.05% | 41.95%-24.9pp | 45.10%-28.0pp | 302.99%-285.9pp |
| Employer contribution / active EE | $963 | $4,976-80.6% | $3,919-75.4% | $4,763-79.8% |
| Participant deferral / active EE | $6,575 | $5,910+11.2% | $5,047+30.3% | $5,983+9.9% |
| Admin fee / account holder | $1,060 | $11,742-91.0% | $8,930-88.1% | $11,252-90.6% |