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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,569 | $88,702+15.6% | $81,780+25.4% | $145,978-29.7% |
| Participation rate | 21.7% | 75.0%-53.3pp | 72.4%-50.6pp | 80.3%-58.6pp |
| Annual return | 16.89% | 1029.12%-1012.2pp | 776.27%-759.4pp | 550.52%-533.6pp |
| Employer contribution / active EE | $854 | $3,084-72.3% | $2,914-70.7% | $4,662-81.7% |
| Participant deferral / active EE | $2,442 | $4,645-47.4% | $4,321-43.5% | $6,690-63.5% |
| Admin fee / account holder | $1,908 | $8,414-77.3% | $7,384-74.2% | $13,400-85.8% |