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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,772 | $103,008-39.1% | $90,304-30.5% | $152,897-58.9% |
| Participation rate | 55.6% | 75.9%-20.3pp | 73.3%-17.7pp | 82.5%-26.9pp |
| Annual return | 25.07% | 95.22%-70.2pp | 78.13%-53.1pp | 345.43%-320.4pp |
| Employer contribution / active EE | $1,517 | $3,139-51.7% | $2,855-46.9% | $4,764-68.2% |
| Participant deferral / active EE | $3,168 | $4,281-26.0% | $3,885-18.5% | $5,851-45.9% |
| Admin fee / account holder | $530 | $6,175-91.4% | $5,354-90.1% | $11,599-95.4% |