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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,359 | $90,607-40.0% | $79,467-31.6% | $135,380-59.8% |
| Participation rate | 46.7% | 76.0%-29.4pp | 73.3%-26.7pp | 82.6%-36.0pp |
| Annual return | -7.25% | 977.74%-985.0pp | 718.30%-725.6pp | 519.81%-527.1pp |
| Employer contribution / active EE | $1,005 | $3,068-67.2% | $2,800-64.1% | $4,779-79.0% |
| Participant deferral / active EE | $3,976 | $4,050-1.8% | $3,704+7.4% | $5,609-29.1% |
| Admin fee / account holder | $534 | $5,895-90.9% | $5,104-89.5% | $10,828-95.1% |