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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,212 | $92,684-36.1% | $82,706-28.4% | $134,509-56.0% |
| Participation rate | 31.8% | 75.2%-43.4pp | 72.6%-40.7pp | 81.2%-49.4pp |
| Annual return | -17.33% | 945.84%-963.2pp | 701.76%-719.1pp | 418.13%-435.5pp |
| Employer contribution / active EE | $675 | $3,272-79.4% | $3,007-77.6% | $4,741-85.8% |
| Participant deferral / active EE | $2,153 | $4,800-55.2% | $4,394-51.0% | $6,400-66.4% |
| Admin fee / account holder | $1,504 | $5,982-74.8% | $5,329-71.8% | $11,427-86.8% |