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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,496 | $197,625-9.2% | $177,840+0.9% | $158,966+12.9% |
| Participation rate | 87.0% | 88.5%-1.6pp | 87.7%-0.8pp | 82.0%+5.0pp |
| Annual return | 28.91% | 58.76%-29.9pp | 48.32%-19.4pp | 302.95%-274.0pp |
| Employer contribution / active EE | $0 | $6,698-100.0% | $5,919-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $14,419 | $8,405+71.6% | $7,714+86.9% | $5,983+141.0% |
| Admin fee / account holder | $18,258 | $15,405+18.5% | $12,431+46.9% | $11,250+62.3% |