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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,218 | $100,041-1.8% | $149,718-34.4% | $70,131+40.0% |
| Participation rate | 90.9% | 83.6%+7.3pp | 87.1%+3.8pp | 69.5%+21.4pp |
| Annual return | 22.02% | 27.43%-5.4pp | 1501.70%-1479.7pp | 73.14%-51.1pp |
| Employer contribution / active EE | $0 | $3,662-100.0% | $5,444-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $11,232 | $4,983+125.4% | $6,568+71.0% | $3,332+237.1% |
| Admin fee / account holder | $16,665 | $8,286+101.1% | $11,283+47.7% | $4,645+258.7% |