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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,667 | $87,834-3.6% | $133,975-36.8% | $62,881+34.6% |
| Participation rate | 91.4% | 83.4%+8.1pp | 87.1%+4.4pp | 69.3%+22.1pp |
| Annual return | 12.11% | 12.05%+0.1pp | 29.29%-17.2pp | 20.14%-8.0pp |
| Employer contribution / active EE | $0 | $3,482-100.0% | $5,211-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $12,380 | $4,812+157.3% | $6,282+97.1% | $3,203+286.5% |
| Admin fee / account holder | $17,140 | $5,372+219.0% | $9,324+83.8% | $4,296+299.0% |