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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,933 | $94,529+8.9% | $140,019-26.5% | $64,173+60.4% |
| Participation rate | 78.9% | 84.1%-5.1pp | 87.5%-8.6pp | 69.6%+9.4pp |
| Annual return | -0.90% | 7.77%-8.7pp | 651.15%-652.1pp | 7.63%-8.5pp |
| Employer contribution / active EE | $0 | $3,812-100.0% | $5,605-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $10,473 | $5,250+99.5% | $6,927+51.2% | $3,470+201.9% |
| Admin fee / account holder | $1,561 | $6,741-76.8% | $10,705-85.4% | $4,887-68.1% |