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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,367 | $150,447-87.8% | $136,298-86.5% | $147,586-87.6% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 18.94% | 1049.15%-1030.2pp | 5156.27%-5137.3pp | 578.59%-559.7pp |
| Employer contribution / active EE | $3,249 | $5,256-38.2% | $4,696-30.8% | $4,876-33.4% |
| Participant deferral / active EE | $3,688 | $6,631-44.4% | $6,247-41.0% | $5,439-32.2% |
| Admin fee / account holder | $1,151 | $10,906-89.5% | $9,244-87.6% | $10,886-89.4% |