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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,467 | $176,105-80.4% | $159,474-78.4% | $167,536-79.4% |
| Participation rate | 10.0% | 85.0%-75.0pp | 82.8%-72.8pp | 82.1%-72.1pp |
| Annual return | 15.47% | 331.91%-316.4pp | 263.68%-248.2pp | 478.82%-463.3pp |
| Employer contribution / active EE | $5,265 | $5,299-0.6% | $4,831+9.0% | $4,839+8.8% |
| Participant deferral / active EE | $6,447 | $7,751-16.8% | $7,353-12.3% | $6,342+1.7% |
| Admin fee / account holder | $1,704 | $12,559-86.4% | $10,802-84.2% | $12,315-86.2% |