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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,438 | $165,399-80.4% | $149,745-78.3% | $158,982-79.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 27.01% | 348.34%-321.3pp | 276.72%-249.7pp | 302.99%-276.0pp |
| Employer contribution / active EE | $1,019 | $5,105-80.0% | $4,646-78.1% | $4,763-78.6% |
| Participant deferral / active EE | $3,071 | $7,183-57.2% | $6,843-55.1% | $5,983-48.7% |
| Admin fee / account holder | $973 | $10,811-91.0% | $9,312-89.6% | $11,252-91.4% |