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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,310 | $162,136-57.9% | $152,301-55.1% | $154,746-55.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.48% | 91.02%-76.5pp | 80.50%-66.0pp | 172.34%-157.9pp |
| Employer contribution / active EE | $0 | $4,890-100.0% | $4,624-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $7,210 | $8,341-13.6% | $8,004-9.9% | $6,730+7.1% |
| Admin fee / account holder | $1,898 | $15,759-88.0% | $14,398-86.8% | $14,365-86.8% |