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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 64 · EIN 01-0233346 | Recordkeeping Fees | $81,536 |
CETERA ADVISOR NETWORKS LLC4 years Filed as: ASSOCIATES IN EXCELLENCE DBA CETERA Service code 13 · EIN 94-2279761 | Contract Administrator | $39,283 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 99 · EIN 35-2552359 | Other Fees | $11,872 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,991 | $45,000-13.4% | $143,797-72.9% | $77,906-50.0% |
| Participation rate | 23.4% | 66.8%-43.4pp | 80.3%-56.9pp | 73.7%-50.3pp |
| Annual return | -17.06% | 29.03%-46.1pp | -0.04%-17.0pp | 12.16%-29.2pp |
| Employer contribution / active EE | $413 | $1,870-77.9% | $4,952-91.7% | $2,846-85.5% |
| Participant deferral / active EE | $1,325 | $3,157-58.0% | $5,638-76.5% | $4,805-72.4% |
| Admin fee / account holder | $138 | $98+40.1% | $14,679-99.1% | $133+4.0% |