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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Filed as: ASSOCIATES IN EXCELLENCE DBA CETERA Service code 13 2125 OAK GROVE ROAD, SUITE 105 · WALNUT CREEK, CA 94598 | Contract Administrator | $0 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 64 · EIN 01-0233346 | Recordkeeping Fees | $0 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 99 · EIN 35-2552359 | Other Fees | $0 |
Filed as: VARIABLE ANNUITY LIFE INSURANCE CO Service code 26 · EIN 74-1625348 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,072 | $56,095-14.3% | $178,503-73.1% | $90,274-46.7% |
| Participation rate | 32.1% | 65.6%-33.5pp | 81.9%-49.9pp | 73.4%-41.3pp |
| Annual return | 24.49% | 28.81%-4.3pp | 151.12%-126.6pp | 53.97%-29.5pp |
| Employer contribution / active EE | $209 | $1,572-86.7% | $5,011-95.8% | $2,523-91.7% |
| Participant deferral / active EE | $1,247 | $2,669-53.3% | $5,202-76.0% | $4,231-70.5% |
| Admin fee / account holder | $235 | $101+133.3% | $13,987-98.3% | $114+105.9% |