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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 64 · EIN 01-0233346 | Recordkeeping Fees | $103,470 |
Filed as: ASSOCIATES IN EXCELLENCE DBA CETERA Service code 13 2125 OAK GROVE ROAD, SUITE 105 · WALNUT CREEK, CA 94598 | Contract Administrator | $23,946 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 99 · EIN 35-2552359 | Other Fees | $13,957 |
Filed as: VARIABLE ANNUITY LIFE INSURANCE CO Service code 26 · EIN 74-1625348 | Advisory (Participants) | -$32 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,860 | $47,456-1.3% | $172,753-72.9% | $77,775-39.7% |
| Participation rate | 35.4% | 66.3%-30.9pp | 82.6%-47.3pp | 73.2%-37.9pp |
| Annual return | 43.35% | 35.57%+7.8pp | 803.00%-759.7pp | 32.58%+10.8pp |
| Employer contribution / active EE | $1,034 | $1,574-34.3% | $5,144-79.9% | $2,504-58.7% |
| Participant deferral / active EE | $2,146 | $2,560-16.1% | $5,198-58.7% | $3,966-45.9% |
| Admin fee / account holder | $179 | $81+120.9% | $13,956-98.7% | $100+78.5% |