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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 64 · EIN 01-0233346 | Recordkeeping Fees | $91,708 |
CETERA ADVISOR NETWORKS LLC3 years Filed as: ASSOCIATES IN EXCELLENCE DBA CETERA Service code 13 | Contract Administrator | $38,558 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 99 · EIN 35-2552359 | Other Fees | $17,463 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,227 | $67,512-25.6% | $185,851-73.0% | $93,010-46.0% |
| Participation rate | 28.6% | 67.1%-38.6pp | 81.7%-53.1pp | 73.9%-45.3pp |
| Annual return | 13.01% | 21.04%-8.0pp | 122.11%-109.1pp | 158.70%-145.7pp |
| Employer contribution / active EE | $400 | $1,783-77.6% | $5,168-92.3% | $2,705-85.2% |
| Participant deferral / active EE | $1,342 | $3,035-55.8% | $5,569-75.9% | $4,561-70.6% |
| Admin fee / account holder | $160 | $318-49.5% | $16,245-99.0% | $152+5.8% |