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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,073 | $81,358-55.7% | $155,556-76.8% | $80,959-55.4% |
| Participation rate | 59.6% | 66.3%-6.7pp | 78.2%-18.7pp | 67.7%-8.1pp |
| Annual return | 17.31% | 33.39%-16.1pp | 64.84%-47.5pp | 35.67%-18.4pp |
| Employer contribution / active EE | $1,776 | $3,106-42.8% | $4,675-62.0% | $2,757-35.6% |
| Participant deferral / active EE | $3,361 | $3,455-2.7% | $5,631-40.3% | $4,300-21.8% |
| Admin fee / account holder | $360 | $7,994-95.5% | $15,885-97.7% | $6,925-94.8% |