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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,376 | $77,901-66.1% | $149,717-82.4% | $75,181-64.9% |
| Participation rate | 64.6% | 65.6%-1.0pp | 78.8%-14.2pp | 67.2%-2.6pp |
| Annual return | 23.74% | 31.73%-8.0pp | 134.41%-110.7pp | 160.69%-136.9pp |
| Employer contribution / active EE | $1,774 | $3,137-43.5% | $4,820-63.2% | $2,671-33.6% |
| Participant deferral / active EE | $3,403 | $3,411-0.2% | $5,682-40.1% | $4,126-17.5% |
| Admin fee / account holder | $1,794 | $5,949-69.8% | $13,213-86.4% | $5,650-68.2% |