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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,253 | $209,425-90.8% | $178,499-89.2% | $158,966-87.9% |
| Participation rate | 55.0% | 86.4%-31.4pp | 81.9%-26.9pp | 82.0%-27.0pp |
| Annual return | 33.02% | 188.80%-155.8pp | 151.10%-118.1pp | 302.95%-269.9pp |
| Employer contribution / active EE | $1,523 | $5,707-73.3% | $5,011-69.6% | $4,762-68.0% |
| Participant deferral / active EE | $2,807 | $5,955-52.9% | $5,202-46.0% | $5,983-53.1% |
| Admin fee / account holder | $217 | $17,078-98.7% | $13,986-98.4% | $11,250-98.1% |