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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,313 | $29,319-47.8% | $52,425-70.8% | $82,448-81.4% |
| Participation rate | 54.0% | 46.9%+7.1pp | 55.6%-1.7pp | 68.1%-14.1pp |
| Annual return | 15.44% | 535.20%-519.8pp | 302.12%-286.7pp | 41.64%-26.2pp |
| Employer contribution / active EE | $330 | $586-43.6% | $914-63.9% | $2,551-87.0% |
| Participant deferral / active EE | $1,254 | $1,171+7.0% | $1,790-30.0% | $4,139-69.7% |
| Admin fee / account holder | $2,434 | $1,962+24.0% | $2,495-2.5% | $7,234-66.4% |