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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,756 | $39,028-77.6% | $80,741-89.2% | $85,856-89.8% |
| Participation rate | 45.0% | 41.6%+3.4pp | 54.2%-9.2pp | 69.3%-24.3pp |
| Annual return | 18.45% | 26.31%-7.9pp | 87.30%-68.9pp | 318.58%-300.1pp |
| Employer contribution / active EE | $420 | $722-41.9% | $1,160-63.8% | $2,565-83.6% |
| Participant deferral / active EE | $1,583 | $1,326+19.4% | $2,145-26.2% | $3,952-60.0% |
| Admin fee / account holder | $516 | $2,429-78.7% | $3,380-84.7% | $6,261-91.8% |