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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,833 | $27,632-71.7% | $61,452-87.3% | $68,486-88.6% |
| Participation rate | 50.0% | 39.5%+10.5pp | 52.6%-2.6pp | 67.9%-17.9pp |
| Annual return | -19.81% | -13.24%-6.6pp | 338.96%-358.8pp | -7.85%-12.0pp |
| Employer contribution / active EE | $273 | $696-60.7% | $1,160-76.4% | $2,597-89.5% |
| Participant deferral / active EE | $1,043 | $1,264-17.4% | $2,125-50.9% | $4,028-74.1% |
| Admin fee / account holder | $1,438 | $2,010-28.5% | $2,131-32.5% | $5,404-73.4% |