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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2+ years Filed as: UBS FINANCIAL SERVICES Service code 26 · EIN 13-2638166 | Advisory (Participants) | $85,929 |
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $66,853 |
BRAGG FINANCIAL ADVISORS2+ years Service code 26 1031 SOUTH CALDWELL ST, #200 · CHARLOTTE, NC 28203 | Advisory (Participants) | $37,254 |
LT TRUST COMPANY2+ years Filed as: U.S. TRUST Service code 26 800 GREEN VALLEY RD, #502 · GREENSBORO, NC 27408 | Advisory (Participants) | $27,753 |
BKD, LLP1 year Filed as: DIXON HUGHES WEALTH ADVISOR Service code 26 · EIN 56-2072681 | Advisory (Participants) | $13,600 |
THE WADSWORTH GROUP2+ years Service code 26 122-A ST. ALBANS LANE · DAVIDSON, NC 28036 | Advisory (Participants) | $13,589 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY WEALTH MANAGEMENT Service code 26 · EIN 26-4310632 | Advisory (Participants) | $11,743 |
CAROLINA CAPITAL CONSULTING, INC2+ years Service code 26 · EIN 56-1879090 | Advisory (Participants) | $10,732 |
Service code 26 100 EUROPA DRIVE, SUITE 390 · CHAPEL HILL, NC 27517 | Advisory (Participants) | $10,398 |
SUNTRUST BANKS, INC.2+ years Filed as: SUNTRUST ADVISORY SERVICES, INC. Service code 26 4777 SHARON ROAD, 2ND FLOOR · CHARLOTTE, NC 28210 | Advisory (Participants) | $9,339 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,844 | $62,941+417.7% | $172,757+88.6% | $67,584+382.1% |
| Participation rate | 83.8% | 64.5%+19.3pp | 82.6%+1.2pp | 71.3%+12.5pp |
| Annual return | 26.09% | 30.36%-4.3pp | 803.06%-777.0pp | 378.59%-352.5pp |
| Employer contribution / active EE | $13,976 | $1,636+754.0% | $5,144+171.7% | $2,148+550.7% |
| Participant deferral / active EE | $2,827 | $2,145+31.8% | $5,198-45.6% | $3,540-20.1% |
| Admin fee / account holder | $675 | $167+305.0% | $13,956-95.2% | $142+374.3% |