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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,456 | $217,432-78.2% | $185,849-74.5% | $167,536-71.7% |
| Participation rate | 88.2% | 86.1%+2.2pp | 81.7%+6.5pp | 82.1%+6.1pp |
| Annual return | 8.67% | 148.42%-139.7pp | 122.10%-113.4pp | 478.82%-470.1pp |
| Employer contribution / active EE | $1,989 | $5,875-66.1% | $5,169-61.5% | $4,839-58.9% |
| Participant deferral / active EE | $5,112 | $6,357-19.6% | $5,569-8.2% | $6,342-19.4% |
| Admin fee / account holder | $11,268 | $19,818-43.1% | $16,244-30.6% | $12,315-8.5% |