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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,905 | $175,231-80.7% | $149,696-77.4% | $139,466-75.7% |
| Participation rate | 90.5% | 83.4%+7.1pp | 78.8%+11.7pp | 80.3%+10.1pp |
| Annual return | 9.98% | 166.77%-156.8pp | 134.46%-124.5pp | 373.66%-363.7pp |
| Employer contribution / active EE | $2,983 | $5,478-45.6% | $4,821-38.1% | $4,754-37.3% |
| Participant deferral / active EE | $4,127 | $6,521-36.7% | $5,682-27.4% | $6,712-38.5% |
| Admin fee / account holder | $1,658 | $16,155-89.7% | $13,212-87.5% | $11,409-85.5% |